Frank TianAug 24, 20221 min readConsumer CreditStudent Loan Update*UPDATE*: Student loan pause extended again to 12/31. Up to $10K student loan/$20K Pell Grant will be canceled. 43M borrowers will...
Frank TianJul 29, 20221 min readBNPLBNPL Impact on Credit Score - Multiple TradesFICO/Experian BNPL Study (Continued) How would multiple BNPL loans impact a FICO score? Suna Hafizogullari, senior director, FICO Scores...
Frank TianMay 26, 20222 min readBNPLBNPL impact on FICO (2)My last post on BNPL’s impact on FICO drew strong interest from the community. Why do the two recent studies show conflicting results? I...
Frank TianMay 18, 20221 min readBNPLBNPL impact on FICO (1)BNPL begins to show up on credit reports. What is the impact on the FICO score? FICO gives the latest analysis. 👇 Using Experian data...