Australia BNPL Update
🇦🇺 Australia chose option 2 for BNPL regulation. As I was finalizing the presentation slides of BNPL, the news came in from the Down...
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Frank Tian
- Mar 4
- 2 min
BNPL Regulation Update
BNPL - Latest Regulatory Actions 🇺🇸 Another Report from CFPB CFPB released its analysis of BNPL customers’ credit profile, based on a...
Frank Tian
- Sep 18, 2022
- 2 min
👛 CFPB Reports on BNPL
Here is a summary with some highlighted numbers. 🔲 The Data In Dec 2021, CFPB asked for data from 5 major BNPL operators in the US:...
Frank Tian
- Jul 29, 2022
- 1 min
BNPL Impact on Credit Score - Multiple Trades
FICO/Experian BNPL Study (Continued) How would multiple BNPL loans impact a FICO score? Suna Hafizogullari, senior director, FICO Scores...
Frank Tian
- Jul 19, 2022
- 1 min
BNPL Regulation Update
BNPL Regulation Update - Slowly, But Surely. The window of regulatory arbitrage is gradually closing in several markets. 🇦🇺 Australia...
Frank Tian
- Jun 20, 2022
- 2 min
Apple Late for the Pay Later Party
Apple rolled out its own BNPL product - “Apple Pay Later”. It is a questionable move, given the timing and the strategic shift. 🚩...
Frank Tian
- Jun 19, 2022
- 2 min
BNPL - Underwrite Your Loan
As Professor G gave his quick take on BNPL, He mentioned credit card guardrails. What guardrails? Many wonders. There are 2 things that...
Frank Tian
- May 26, 2022
- 2 min
BNPL impact on FICO (2)
My last post on BNPL’s impact on FICO drew strong interest from the community. Why do the two recent studies show conflicting results? I...
Frank Tian
- May 22, 2022
- 1 min
Payment + BNPL
Lately in the competitive payment space, Payment companies begin to partner with BNPL providers. Here are the latest examples: Visa...
Frank Tian
- May 18, 2022
- 1 min
BNPL impact on FICO (1)
BNPL begins to show up on credit reports. What is the impact on the FICO score? FICO gives the latest analysis. 👇 Using Experian data...
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