The Fed has handed out 10 rate hikes, with a possible 11th next month. What are the effects of the fastest rate hikes, so far? [US Macro...

Consumers hang in there while interest rate continues to pinch.

📢 From public health to the economy, public officials are easy targets to blame. In the case of central bankers, one reason seems to be...

🇨🇦 CMHC recently highlighted the growing household debt vs. GDP in Canada. 75% of the debt are mortgages. Different from the 30-year...

With the banking crisis in March, How is US consumer credit doing? Here is the Q1 ‘23 Fed report: 👇 Quarterly debt growth slowed to...

Recession? Soft landing? The outlook is between gloomy and sunny.

In April, the Canadian financial regulator OSFI released its annual outlook of financial system risks. 1️⃣ Housing market downturn risk...

𝘔𝘪𝘳𝘳𝘰𝘳𝘴 𝘰𝘯 𝘵𝘩𝘦 𝘤𝘦𝘪𝘭𝘪𝘯𝘨 𝘛𝘩𝘦 𝘱𝘪𝘯𝘬 𝘤𝘩𝘢𝘮𝘱𝘢𝘨𝘯𝘦 𝘰𝘯 𝘪𝘤𝘦 𝘈𝘯𝘥 𝘴𝘩𝘦 𝘴𝘢𝘪𝘥, '𝘞𝘦 𝘢𝘳𝘦 𝘢𝘭𝘭...

Stay calm. The message from the SVB CEO was not enough. It took a series of actions from the US president, the Treasury, multiple...

The 3-year Pandemic Journey - 🇺🇸 US Interest Rate Yesterday the Fed continued the rate hike for the 9th time - with 25 bps. Here is a...

The 3-year Pandemic Journey 🇺🇸 US Inflation To understand how we got here, it helps to look back. 🟢 May 2020: 0.2% The pandemic...

🇨🇦 Jan inflation down to 5.9%. Why is the price still high up there? Inflation measures the speed of price increases. The drop of...

The low-hanging fruits of tech adoption were picked. People went to cloud nine to look for exotic breeds, but the produce cannot be too...

Big 5 banks’ Q4 earnings reports are out. Here is an update of the mortgage book. 👇 It is a very Rough estimate, as each bank reports...

Q3 saw fast rate hikes and an uncertain future. How is the US household credit doing? Here is the latest Fed report: 👇 US household debt...

As expected, the Fed hiked the rate by another 75 bps today. The cumulative rate increase this year is 375 bps - the fastest in history....

BoC hiked the rate by another 50 bps, which brings the cumulative rate hike this year to 350 bps. The increase is lower than the...

🇺🇸 Fed’s Unemployment Rate Forecast And its implication for consumer credit risk. 👇 When Fed hiked the rate by another 75 bps on 9/21,...

🇨🇦 Canada Rate Decision Today As the market expected, BoC hiked the rate by another 75 bps, in an effort to bring down inflation...