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  • Frank Tian

๐Ÿ“‚ โ€œWhere can I find that document?โ€

Did you ask this question in the past few weeks, hoping that your colleague was still in the office?


Or did you get asked about this question? Hopefully not when you were enjoying the holidays on the beach.


As everyone is back in the office, it is time to revisit some less urgent but important tasks - such as the documentation.


Here is a list of documents a credit risk team wants to have in a centralized location:


๐Ÿ“Œ Chronology log


๐Ÿ“Œ Credit policy.


๐Ÿ“Œ Credit strategies.


๐Ÿ“Œ Scorecard documents.


- Scorecard development document

- Ongoing scorecard validation document


๐Ÿ“Œ Change-related documents.


- Presentation material

- The approval of changes

- Credit system change request document

- Testing records


๐Ÿ“Œ Manual and procedure.


A well-maintained documentation repository makes your daily operation more effective.


It is also handy when the audit is coming from the internal auditor or the regulator.


Any other document you would add to the list?

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