The Fed reported a $42 billion growth in consumer borrowing in Feb 2022. Consumers seem to pay down balances more slowly. This could be...

Payday Loan’s No-cost Payment Plan - Few Used Even though the volume dropped 65% Y/Y in 2020 CFPB continues to focus on payday loan’s...

NAR’s latest study on housing wealth effect in 2010-2020: Housing prices increased on average 8.3% in the last 10 years, Almost doubles...

3 highlights from NY Fed’s latest consumer credit analysis by income: 👉 The lower-income group holds comparable auto loans and student...

Most US banks cap the daily # of overdraft/NSF fees to 3. Even though some could charge up to 8. The trend is to move down to 0. Source:...

🏡 Sales momentum began to slow US: Jan sales volume of existing home -2.3% Y/Y. Canada: Jan sales volume -10.7% Y/Y. Some buyers have...

Key stats in CFPB’s comprehensive report: 👇 - A total of $88 billion medical collections. - Even though it drops slightly in recent 3...

🇨🇦 PBO's House Price Assessment based on Borrowing Capacity Source: House Price Assessment: A Borrowing Capacity Perspective

🏡 The Fed Exuberance Index for Canada comes down. This real estate index measures how far the price growth is from fundamentals. A...

🏦 Latest quarterly Fed report: US household debt up $333 billion in Q4 ‘21. The total debt reached $15.58 trillion. Over $1 trillion...

💳 The Canadian credit card balance is still down significantly. 🐢 The speed of recovery is slower than consumer spending. Source: Globe...

Lenders, have you seen increased interest from consumers? Here is why. In the latest Q4 reports, the largest 4 US banks saw their...

TransUnion is enabling consumer credit reports on the blockchain. This is achieved via the partnership with Spring Labs. As native...