While open banking rule-making is progressing slowly in the US and Canada, the market continues to develop on its own throughout the...

Despite the valuation dive of fintech companies, financial technologies are staying an integral part of the ecosystem. Both government...

🚩 Risk Rising from Technology Efficiency BIS recently published a report to warn about the risk of growing dependencies on big techs -...

With the possible imminent recession, how would the US banks fare? Based on the stress testing of the 34 largest US banks, they have...

Politics and Finance Chat Earlier this month, Doug Ford won the re-election in Ontario, Canada. This is a win both politicians and...

While tech companies have to scale back under the pressure in both public and private markets, traditional banks beef up their efforts to...

A dormant authority being activated by the regulator CFPB invokes the authority to examine non-bank companies. This move clearly targets...

As pandemic phenomena retreat in the public market, What will the future of financial services look like? Here are the views from 2...

Globalization is reversing gears Banks stop to be everything everywhere Now we see the rise of super-regional banks What if one of the...

A recent NY Times article on the Zelle fraud issue highlights the challenge of fast payment and evolving scam tactics. However, the...

Most US banks cap the daily # of overdraft/NSF fees to 3. Even though some could charge up to 8. The trend is to move down to 0. Source:...

Apple is introducing Tap to Pay in the US. Holders can tap iPhones to make/accept payments. This aims to expand the payment use...

I took a tour of the Onyx Lounge in Decentraland. The news that JP Morgan entered the metaverse is all over the Internet, out of...

Before 2008: separation of financial services from retailers. Now: retailers embrace financial services again. Why? Technology. APIs....