📉 2023 Stress Test Scenario is Out
On Feb 10, the Fed released this year’s stress testing scenario. It is an annual exercise to gauge the largest US banks’ capabilities to...
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Frank Tian
- Jan 11, 2023
- 1 min
💰 Review Your Product Limit Cap
The latest US inflation number is out. It is in the right downward direction but still high. Latest 12-month inflation readings: 🇺🇸 US...
Frank Tian
- Jan 1, 2023
- 2 min
9 Things to Watch in Consumer Credit.
1. Will the central bank succeed in taming high inflation with a soft landing? The ideal scenario for businesses and consumers: the...
Frank Tian
- Nov 19, 2022
- 2 min
💰 Large Banks, Small Dollar Loans
Wells Fargo is the latest major bank offering small dollar loans. The loans are for $250 or $500 with a flat fee of $12 or $20. The other...
Frank Tian
- Nov 16, 2022
- 1 min
US Q3 Update
Q3 saw fast rate hikes and an uncertain future. How is the US household credit doing? Here is the latest Fed report: 👇 US household debt...
Frank Tian
- Nov 10, 2022
- 1 min
⛑️ The Pricing Lifeline for Fintechs
⛑️ In the challenging environment BCG throws out a lifeline for Fintechs 👉 Pricing Optimization Pricing is an important tool to keep up...
Frank Tian
- Nov 8, 2022
- 1 min
🎤 Money 20/20 conference
🎤 If you don’t have $5K + 4 days for the Money 20/20 conference, you can always come to LinkedIn. Several content creators are kind...
Frank Tian
- Sep 21, 2022
- 2 min
💸 The Formula of Neobank Profitability
95% of neobanks are losing money. What are the profitable ones doing differently? 👇 Penny Crosman at American Banker analyzed 3...
Frank Tian
- Aug 10, 2022
- 1 min
🕸️ Open Banking Update in Summer
While open banking rule-making is progressing slowly in the US and Canada, the market continues to develop on its own throughout the...
Frank Tian
- Jun 20, 2022
- 2 min
Apple Late for the Pay Later Party
Apple rolled out its own BNPL product - “Apple Pay Later”. It is a questionable move, given the timing and the strategic shift. 🚩...
Frank Tian
- May 10, 2022
- 1 min
An Active CFPB
A dormant authority being activated by the regulator CFPB invokes the authority to examine non-bank companies. This move clearly targets...
©2021-2024 by Frank Tian. Email: gangxing_tian@hotmail.com
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