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  • Frank Tian

🏦 Chase pilots a pay-by-bank product

Even it competes with its own credit card.

An ACH payment based on open banking

Reduces risk of stored banking account info.

Chase sees innovation as a must-to-have.

Instead of leaving space for new attackers.

In September, Financial Times reported - both consumer and corporate divisions had to be herded by the CEO to pull off this initiative together.

It is interesting that MasterCard is a partner for this product. The card network works hard to stay relevant with new schemes.


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