On June 6th, The Fed, OCC, and FDIC jointly released an updated guideline for banks’ third party risk management. This has been highly...

The Economist recently published a piece to highlight the resilience of credit cards in developed economies. In the US, the credit card...

While some banks are collapsing, other aspiring institutions are eager to become banks. Why? When the 2008 Great Financial Crisis hit,...

💳 With credit card balances surging back, lenders continue to jockey for positions in the competitive field. 🏇 📌 Wells Fargo launches...

Last week, Blue Ridge Bank named a new president for its fintech division. It makes perfect sense to bring in someone with direct BaaS...

The low-hanging fruits of tech adoption were picked. People went to cloud nine to look for exotic breeds, but the produce cannot be too...

1. Will the central bank succeed in taming high inflation with a soft landing? The ideal scenario for businesses and consumers: the...

Even it competes with its own credit card. An ACH payment based on open banking Reduces risk of stored banking account info. Chase sees...

Wells Fargo is the latest major bank offering small dollar loans. The loans are for $250 or $500 with a flat fee of $12 or $20. The other...

⛑️ In the challenging environment BCG throws out a lifeline for Fintechs 👉 Pricing Optimization Pricing is an important tool to keep up...

🎤 If you don’t have $5K + 4 days for the Money 20/20 conference, you can always come to LinkedIn. Several content creators are kind...

Financial Times revealed the internal dynamics at JPMorgan Chase - around its pay-by-bank project. Interesting to see fast payment and...

How big is the opportunity? Bain recently provided an estimate. From 2021 to 2026, the revenue growth opportunity in the US: $29 billion....

It is no coincidence that several connections reached out in the last few weeks to ask about embedded finance and Banking-as-a-Service...

With their sheer size, credit card has always been a target. Look at recent headlines: 👇 Affirm: Americans trust their ex more than...

Facing downward valuation in both public and private markets, how have Fintechs responded? Besides cost reduction via layoffs, there are...

While open banking rule-making is progressing slowly in the US and Canada, the market continues to develop on its own throughout the...

While tech companies have to scale back under the pressure in both public and private markets, traditional banks beef up their efforts to...

Grow Out of The Relationship Brex, a 5-year-old fintech specializing in corporate credit cards for startups, is parting ways with the key...

My last post on BNPL’s impact on FICO drew strong interest from the community. Why do the two recent studies show conflicting results? I...