🎶 Do you know the Coffin Dance? The meme music somehow showed up in my conversation with Brendan Le Grange on his podcast. The...

Recession? Soft landing? The outlook is between gloomy and sunny.

🎹 Spring is the piano competition season and my son is playing in a few festivals. I am not trained in music in any way but figured I...

In the 2002 movie “Catch Me If You Can”, Leonardo DiCaprio played a top con man who defrauded many banks with fake checks - that was in...

Summary of key items: On 4/20, the EU parliament passed the Markets in Crypto Act (MiCA). The implosions of crypto exchanges in 2022 led...

Stayed calm - both the market and the public. The fall of First Republic Bank did not trigger the panic button as the previous bank...

In April, the Canadian financial regulator OSFI released its annual outlook of financial system risks. 1️⃣ Housing market downturn risk...

𝘔𝘪𝘳𝘳𝘰𝘳𝘴 𝘰𝘯 𝘵𝘩𝘦 𝘤𝘦𝘪𝘭𝘪𝘯𝘨 𝘛𝘩𝘦 𝘱𝘪𝘯𝘬 𝘤𝘩𝘢𝘮𝘱𝘢𝘨𝘯𝘦 𝘰𝘯 𝘪𝘤𝘦 𝘈𝘯𝘥 𝘴𝘩𝘦 𝘴𝘢𝘪𝘥, '𝘞𝘦 𝘢𝘳𝘦 𝘢𝘭𝘭...

🚨 With the banking crisis in March, What is the impact on US banks' upcoming credit loss? Based on the latest Q1 ‘23 reserve changes,...

The top 4 banks saw their collected mortgage origination down ~80% in Q1 vs. the average in the last 3 years. 📍 Fast interest rate hikes...

The top 4 US banks had another solid quarter with credit cards. This is the advantage of the diversified business model at full-service...

After the regional bank crisis in March, How is consumer deposit changing at the largest US banks? In Q1, the largest 4 US banks saw...

📱 A Missed Voicemail In September 2008, the then-president of Barclays, Bob Diamond, left a voicemail for Mr. Buffett, attempting to...

The 3 major credit bureaus removed the medical collections records under $500 on April 11th, 2023. This is one of the actions in response...

20 years ago, I was in a meeting to discuss the possible expansion of a private label credit card with a grocery store partner. One...

All appear in the 1st chapter “Making Life More Affordable and Supporting the Middle Class”, a clear indication of the policy priority....

As I wrapped up my book 2.5 years ago, I identified some opportunities in consumer credit risk management. While I didn’t know about the...

💳 A personal finance writer reached out with the following question for her audience: “Are there any benefits to making multiple credit...

Stay calm. The message from the SVB CEO was not enough. It took a series of actions from the US president, the Treasury, multiple...

Had SVB not failed, nobody would notice the absence of their top risk manager in 2022. This perfectly illustrates the role of risk and...