Consumers hang in there while interest rate continues to pinch.

🇨🇦 CMHC recently highlighted the growing household debt vs. GDP in Canada. 75% of the debt are mortgages. Different from the 30-year...

Earlier this month, the Department of Finance Canada released the proposed Retail Payments Activities Regulations for comments. The...

In the face of the rising risk in the mortgage market, the Canadian financial regulator OSFI is soliciting feedback on more restrictive...

Big 5 banks’ Q4 earnings reports are out. Here is an update of the mortgage book. 👇 It is a very Rough estimate, as each bank reports...

Big 5 banks’ Q4 earnings reports are out. Here is an update of the mortgage book. 👇 It is a very Rough estimate, as each bank reports...

BoC hiked the rate by another 50 bps, which brings the cumulative rate hike this year to 350 bps. The increase is lower than the...

🇨🇦 Canada Rate Decision Today As the market expected, BoC hiked the rate by another 75 bps, in an effort to bring down inflation...

Canadian Real Estate Tanks Fast This Year. How much risk is in the overall mortgage portfolio? 👇 Here is a Rough view of the Big 5...

🇨🇦 Despite the recession risk, no need to panic. According to the reserve changes at the Big 5 Canadian banks. In Q3 F’22 (ending...

July inflation is out … +7.6% Y/Y. Finally, it is moving in the right direction, but still outpacing wages. 🟨 July inflation down to...