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Frank Tian
May 27, 20231 min
Canada Growing Household Debt
🇨🇦 CMHC recently highlighted the growing household debt vs. GDP in Canada. 75% of the debt are mortgages. Different from the 30-year...
Frank Tian
Feb 23, 20231 min
🇨🇦 Draft Retail Payment Regulation Out
Earlier this month, the Department of Finance Canada released the proposed Retail Payments Activities Regulations for comments. The...
Frank Tian
Jan 13, 20231 min
🇨🇦 OSFI to Tighten Mortgage Lending 🏠
In the face of the rising risk in the mortgage market, the Canadian financial regulator OSFI is soliciting feedback on more restrictive...
Frank Tian
Dec 4, 20221 min
🏠 Canadian Mortgage Risk Update
Big 5 banks’ Q4 earnings reports are out. Here is an update of the mortgage book. 👇 It is a very Rough estimate, as each bank reports...
Frank Tian
Dec 4, 20221 min
🏠 Canadian Mortgage Risk Snapshot - Q4 '22
Big 5 banks’ Q4 earnings reports are out. Here is an update of the mortgage book. 👇 It is a very Rough estimate, as each bank reports...
Frank Tian
Oct 25, 20221 min
🇨🇦 Canada Rate Decision Today (Updated)
BoC hiked the rate by another 50 bps, which brings the cumulative rate hike this year to 350 bps. The increase is lower than the...
Frank Tian
Sep 3, 20221 min
Canada Rate Decision - September
🇨🇦 Canada Rate Decision Today As the market expected, BoC hiked the rate by another 75 bps, in an effort to bring down inflation...
Frank Tian
Aug 30, 20221 min
🏠 Canadian Mortgage Risk Snapshot - Q3 '22
Canadian Real Estate Tanks Fast This Year. How much risk is in the overall mortgage portfolio? 👇 Here is a Rough view of the Big 5...
Frank Tian
Aug 28, 20221 min
Canadian Banks Q3 Reserve
🇨🇦 Despite the recession risk, no need to panic. According to the reserve changes at the Big 5 Canadian banks. In Q3 F’22 (ending...
Frank Tian
Aug 18, 20221 min
🇨🇦 Canada Macro Update
July inflation is out … +7.6% Y/Y. Finally, it is moving in the right direction, but still outpacing wages. 🟨 July inflation down to...
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