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Payment Companies in Regulators’ Scope
🇺🇸 US CFPB recently reminded consumers that funds parked in payment apps are not subject to deposit insurance. The growth of non-bank...
Frank Tian
Jun 16, 20231 min read
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Australia BNPL Update
🇦🇺 Australia chose option 2 for BNPL regulation. As I was finalizing the presentation slides of BNPL, the news came in from the Down...
Frank Tian
May 21, 20231 min read
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Innovation is the Way Forward
Despite the valuation dive of fintech companies, financial technologies are staying an integral part of the ecosystem. Both government...
Frank Tian
Aug 2, 20221 min read
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Father's Day/Crypto
Given recent developments in crypto and financial markets, I want to share some random thoughts on this Father’s Day. 👉 It is natural...
Frank Tian
Jun 27, 20221 min read
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CFPB on Innovation
Innovation is great, but Competition is the launch pad. That is the message from the regulator CFPB Who just renamed one of its key...
Frank Tian
Jun 8, 20221 min read
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Credit Card In Rate Rising Cycle
As the interest rate, the rising cycle begins, How does that impact the credit card industry? This Financial Brand piece highlights...
Frank Tian
May 30, 20221 min read
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Payment Companies Latest Moves
Payment companies expanding financial capabilities, Jockey for positions in the quickly evolving financial arena. Here are the latest...
Frank Tian
May 12, 20221 min read
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