Frank TianJun 16, 20231 minRegulationPayment Companies in Regulators’ Scope🇺🇸 US CFPB recently reminded consumers that funds parked in payment apps are not subject to deposit insurance. The growth of non-bank...
Frank TianMay 21, 20231 minBNPLAustralia BNPL Update🇦🇺 Australia chose option 2 for BNPL regulation. As I was finalizing the presentation slides of BNPL, the news came in from the Down...
Frank TianAug 2, 20221 minFintechInnovation is the Way ForwardDespite the valuation dive of fintech companies, financial technologies are staying an integral part of the ecosystem. Both government...
Frank TianJun 27, 20221 minDigital CurrencyFather's Day/CryptoGiven recent developments in crypto and financial markets, I want to share some random thoughts on this Father’s Day. 👉 It is natural...
Frank TianJun 8, 20221 minRegulationCFPB on InnovationInnovation is great, but Competition is the launch pad. That is the message from the regulator CFPB Who just renamed one of its key...
Frank TianMay 30, 20221 minConsumer CreditCredit Card In Rate Rising CycleAs the interest rate, the rising cycle begins, How does that impact the credit card industry? This Financial Brand piece highlights...
Frank TianMay 12, 20221 minFintechPayment Companies Latest MovesPayment companies expanding financial capabilities, Jockey for positions in the quickly evolving financial arena. Here are the latest...