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Housing Market Update - April
🏠 Market Update Canadian housing is such a hot topic now, Even Simu Liu had to take a jab at it in his Juno Award speech. 🇨🇦 After a...
Frank Tian
Jun 1, 20221 min read


Q1 Credit Update
In the eventful Q1 2022, How is the US household credit doing? Here is the latest quarterly report from the Fed: US household debt up...
Frank Tian
May 20, 20221 min read
Housing Market Update - March
🏠 As the interest rate starts to rise Housing and mortgage markets begin to cool down US: March existing home sales volume Y/Y -4.5%...
Frank Tian
May 4, 20221 min read


Impact of Payment Pause on Credit Scores of US Student Loan Holders
3 highlights from NY Fed’s latest consumer credit analysis by income: 👉 The lower-income group holds comparable auto loans and student...
Frank Tian
Apr 8, 20221 min read


US 🏡 Sales
🏡 Sales momentum began to slow US: Jan sales volume of existing home -2.3% Y/Y. Canada: Jan sales volume -10.7% Y/Y. Some buyers have...
Frank Tian
Apr 4, 20221 min read


🇨🇦 PBO's House Price Assessment
🇨🇦 PBO's House Price Assessment based on Borrowing Capacity Source: House Price Assessment: A Borrowing Capacity Perspective
Frank Tian
Apr 2, 20221 min read


Fed Exuberance Index for Canada Turned
🏡 The Fed Exuberance Index for Canada comes down. This real estate index measures how far the price growth is from fundamentals. A...
Frank Tian
Mar 16, 20221 min read
Canadian Housing Trivia
🇨🇦 🧑🤝🧑 🏘️ Population, Housing, and A Trivia Question. Statistics Canada posted a question - most got it wrong. ❓What is the % of...
Frank Tian
Feb 16, 20221 min read
US Quarterly Household Credit Update
🏦 Latest quarterly Fed report: US household debt up $333 billion in Q4 ‘21. The total debt reached $15.58 trillion. Over $1 trillion...
Frank Tian
Feb 8, 20221 min read
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