How to Lend Money to Strangers - Podcast Dropped
🎶 Do you know the Coffin Dance? The meme music somehow showed up in my conversation with Brendan Le Grange on his podcast. The...
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Frank Tian
- May 3, 2023
- 1 min
💶 What is the EU’s crypto regulation MiCA?
Summary of key items: On 4/20, the EU parliament passed the Markets in Crypto Act (MiCA). The implosions of crypto exchanges in 2022 led...
Frank Tian
- Feb 2, 2023
- 2 min
💰 Why do large banks embrace small-dollar loans?
This is a trend in the making in the last few years - now it caught American Banker’s attention. 🟦 Current State According to the latest...
Frank Tian
- Jan 31, 2023
- 1 min
💳 CFPB Caps Card Late Fee
The details of card late fee rule-making are out. 👇 CFPB proposes an $8 cap, Within 25% of the required payment, No automatic annual...
Frank Tian
- Jan 3, 2023
- 1 min
Tech Back to Earth
The low-hanging fruits of tech adoption were picked. People went to cloud nine to look for exotic breeds, but the produce cannot be too...
Frank Tian
- Nov 13, 2022
- 1 min
💸 The FTX Saga
FTX once played the central bank role in the crypto world. Now it went bankrupt. The aspiring new financial world realizes it still needs...
Frank Tian
- Oct 27, 2022
- 1 min
📖 BaaS Operators - Here is A Playbook
As regulators pay more attention to the fast-growing Banking-as-a-Service (BaaS) business, a group of sponsor banks published a playbook...
Frank Tian
- Aug 14, 2022
- 1 min
Crypto Lending (1)
In recent years, with the growing popularity of crypto, there is a new form of consumer lending emerging - Crypto Lending. What's crypto...
Frank Tian
- Jan 14, 2022
- 1 min
Banks to Mint Stablecoins
Stablecoin is created to address investors' concerns about the high volatility of native cryptos, such as Bitcoin and alternative coins....
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