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How to Lend Money to Strangers - Podcast Dropped
🎶 Do you know the Coffin Dance? The meme music somehow showed up in my conversation with Brendan Le Grange on his podcast. The...
Frank Tian
May 11, 20231 min read
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💶 What is the EU’s crypto regulation MiCA?
Summary of key items: On 4/20, the EU parliament passed the Markets in Crypto Act (MiCA). The implosions of crypto exchanges in 2022 led...
Frank Tian
May 3, 20231 min read
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💰 Why do large banks embrace small-dollar loans?
This is a trend in the making in the last few years - now it caught American Banker’s attention. 🟦 Current State According to the latest...
Frank Tian
Feb 2, 20232 min read
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💳 CFPB Caps Card Late Fee
The details of card late fee rule-making are out. 👇 CFPB proposes an $8 cap, Within 25% of the required payment, No automatic annual...
Frank Tian
Jan 31, 20231 min read
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Tech Back to Earth
The low-hanging fruits of tech adoption were picked. People went to cloud nine to look for exotic breeds, but the produce cannot be too...
Frank Tian
Jan 3, 20231 min read
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💸 The FTX Saga
FTX once played the central bank role in the crypto world. Now it went bankrupt. The aspiring new financial world realizes it still needs...
Frank Tian
Nov 13, 20221 min read
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📖 BaaS Operators - Here is A Playbook
As regulators pay more attention to the fast-growing Banking-as-a-Service (BaaS) business, a group of sponsor banks published a playbook...
Frank Tian
Oct 27, 20221 min read
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Crypto Lending (1)
In recent years, with the growing popularity of crypto, there is a new form of consumer lending emerging - Crypto Lending. What's crypto...
Frank Tian
Aug 14, 20221 min read
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Banks to Mint Stablecoins
Stablecoin is created to address investors' concerns about the high volatility of native cryptos, such as Bitcoin and alternative coins....
Frank Tian
Jan 14, 20221 min read
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