top of page

Search


US Q1 Consumer Credit Update
With the banking crisis in March, How is US consumer credit doing? Here is the Q1 β23 Fed report: π Quarterly debt growth slowed to...
Frank Tian
May 15, 20231 min read
Β
Β
π° 6 Consumer Credit Items To Know in 2023 Canadian Budget
All appear in the 1st chapter βMaking Life More Affordable and Supporting the Middle Classβ, a clear indication of the policy priority....
Frank Tian
Apr 11, 20232 min read
Β
Β


Q4 '22 Fed Household Credit Report
2022 saw the fastest rate hike. How is US consumer credit doing? Here is the latest Fed report: π US household debt up $394 billion in...
Frank Tian
Feb 20, 20231 min read
Β
Β


US Household Debt Q3 Update
Q3 saw fast rate hikes and an uncertain future. How is the US household credit doing? Here is the latest Fed report: π US household debt...
Frank Tian
Nov 16, 20221 min read
Β
Β


US Q3 Update
Q3 saw fast rate hikes and an uncertain future. How is the US household credit doing? Here is the latest Fed report: π US household debt...
Frank Tian
Nov 16, 20221 min read
Β
Β


Student Loan Update
*UPDATE*: Student loan pause extended again to 12/31. Up to $10K student loan/$20K Pell Grant will be canceled. 43M borrowers will...
Frank Tian
Aug 24, 20221 min read
Β
Β
π΅οΈββοΈ 7 At-risk Consumer Segments to Watch
Even with some good US data points: July inflation drops to 8.5% July added 528K jobs The horizon is still cloudy with multiple risk...
Frank Tian
Aug 14, 20221 min read
Β
Β


US Household Debt Q2 Update
Q2 saw the steepest interest rate hike. How is the US household credit doing? Here is the latest quarterly report from the Fed: π US...
Frank Tian
Aug 8, 20221 min read
Β
Β


Q1 Credit Update
In the eventful Q1 2022, How is the US household credit doing? Here is the latest quarterly report from the Fed: US household debt up...
Frank Tian
May 20, 20221 min read
Β
Β
An Active CFPB
A dormant authority being activated by the regulator CFPB invokes the authority to examine non-bank companies. This move clearly targets...
Frank Tian
May 10, 20221 min read
Β
Β


Impact of Payment Pause on Credit Scores of US Student Loan Holders
3 highlights from NY Fedβs latest consumer credit analysis by income: π The lower-income group holds comparable auto loans and student...
Frank Tian
Apr 8, 20221 min read
Β
Β
US Quarterly Household Credit Update
π¦ Latest quarterly Fed report: US household debt up $333 billion in Q4 β21. The total debt reached $15.58 trillion. Over $1 trillion...
Frank Tian
Feb 8, 20221 min read
Β
Β
bottom of page