US Q1 Consumer Credit Update
With the banking crisis in March, How is US consumer credit doing? Here is the Q1 ‘23 Fed report: 👇 Quarterly debt growth slowed to...
top of page
Search
Frank Tian
Apr 11, 20232 min read
💰 6 Consumer Credit Items To Know in 2023 Canadian Budget
All appear in the 1st chapter “Making Life More Affordable and Supporting the Middle Class”, a clear indication of the policy priority....
Frank Tian
Feb 20, 20231 min read
Q4 '22 Fed Household Credit Report
2022 saw the fastest rate hike. How is US consumer credit doing? Here is the latest Fed report: 👇 US household debt up $394 billion in...
Frank Tian
Nov 16, 20221 min read
US Household Debt Q3 Update
Q3 saw fast rate hikes and an uncertain future. How is the US household credit doing? Here is the latest Fed report: 👇 US household debt...
Frank Tian
Nov 16, 20221 min read
US Q3 Update
Q3 saw fast rate hikes and an uncertain future. How is the US household credit doing? Here is the latest Fed report: 👇 US household debt...
Frank Tian
Aug 24, 20221 min read
Student Loan Update
*UPDATE*: Student loan pause extended again to 12/31. Up to $10K student loan/$20K Pell Grant will be canceled. 43M borrowers will...
Frank Tian
Aug 14, 20221 min read
🕵️♂️ 7 At-risk Consumer Segments to Watch
Even with some good US data points: July inflation drops to 8.5% July added 528K jobs The horizon is still cloudy with multiple risk...
Frank Tian
Aug 8, 20221 min read
US Household Debt Q2 Update
Q2 saw the steepest interest rate hike. How is the US household credit doing? Here is the latest quarterly report from the Fed: 👇 US...
Frank Tian
May 20, 20221 min read
Q1 Credit Update
In the eventful Q1 2022, How is the US household credit doing? Here is the latest quarterly report from the Fed: US household debt up...
Frank Tian
May 10, 20221 min read
An Active CFPB
A dormant authority being activated by the regulator CFPB invokes the authority to examine non-bank companies. This move clearly targets...
Frank Tian
Apr 8, 20221 min read
Impact of Payment Pause on Credit Scores of US Student Loan Holders
3 highlights from NY Fed’s latest consumer credit analysis by income: 👉 The lower-income group holds comparable auto loans and student...
Frank Tian
Feb 8, 20221 min read
US Quarterly Household Credit Update
🏦 Latest quarterly Fed report: US household debt up $333 billion in Q4 ‘21. The total debt reached $15.58 trillion. Over $1 trillion...
bottom of page